Why So Much Financial Advice Is Useless

With many middle- and low-income workers lacking access to mortgages, IRAs, or even savings accounts, the saving mantra beloved by advisers is wrongheaded and sometimes harmful.

Jonathan Morduch

Rachel Schneider

Published May 13 2017 12:01AM EDT 

Jonathan Morduch

JMorduch

Rachel Schneider

RachelSchneider

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