Due to scholarships, loans, grants, and other forms of financial aid, different students pay vastly different tuition depending on the school, their financial situation, and their previous academic performance. So The Daily Beast determined which schools are the most affordable by using a simple metric. We compared schools based on the average net price students paid after need-based aid; this accounted for 80 percent of the final ranking. The rest was determined by the percentage of students who graduate within six years. Atlanta, Georgia 6-Year Grad Rate: 78.9% Average Net Price: $8,445 3-Year Credit Default Rate: 3.3% Average Debt of Graduates: $23,427 Percent of Graduates with Debt: 50% Ethan Trewhitt Athens, Georgia 6-Year Grad Rate: 82.4% Average Net Price: $9,693 3-Year Credit Default Rate: 3.5% Average Debt of Graduates: $18,569 Percent of Graduates with Debt: 46% Scott Cunningham/Getty Chapel Hill, North Carolina 6-Year Grad Rate: 89% Average Net Price: $11,028 3-Year Credit Default Rate: 1.6% Average Debt of Graduates: $17,525 Percent of Graduates with Debt: 37% Lance King/Replay Photos via Getty Charlottesville, Virginia 6-Year Grad Rate: 93.9% Average Net Price: $11,590 3-Year Credit Default Rate: 2.9% Average Debt of Graduates: $20,951 Percent of Graduates with Debt: 35% Lance King/Replay Photos via Getty Gainesville, Florida 6-Year Grad Rate: 83.7% Average Net Price: $11,579 3-Year Credit Default Rate: 3.8% Average Debt of Graduates: $16,841 Percent of Graduates with Debt: 39% Sam Greenwood/Getty Williamsburg, Virginia 6-Year Grad Rate: 90.7% Average Net Price: $12,660 3-Year Credit Default Rate: 1.1% Average Debt of Graduates: $21,267 Percent of Graduates with Debt: 38% Peter Aaron/PRNewsFoto/The Mason School of Business at The College of William and Mary/AP La Jolla, California 6-Year Grad Rate: 85.3% Average Net Price: $12,621 3-Year Credit Default Rate: 3.8% Average Debt of Graduates: $19,936 Percent of Graduates with Debt: 50% Barry Winiker/Getty East Lansing, Michigan 6-Year Grad Rate: 77.3% Average Net Price: $12,366 3-Year Credit Default Rate: 5.9% Average Debt of Graduates: $23,725 Percent of Graduates with Debt: 45% Al Goldis/AP Harrisonburg, Virginia 6-Year Grad Rate: 81.4% Average Net Price: $12,875 3-Year Credit Default Rate: 2.9% Average Debt of Graduates: $22,128 Percent of Graduates with Debt: 52% Steve Helber/AP Irvine, California 6-Year Grad Rate: 84.64% Average Net Price: $13,217 3-Year Credit Default Rate: 3.5% Average Debt of Graduates: $18,719 Percent of Graduates with Debt: 49 Tony Avelar/The Christian Science Monitor/Getty Newark, Delaware 6-Year Grad Rate: 78.4% Average Net Price: $13,376 3-Year Credit Default Rate: 4.3% Average Debt of Graduates: $31,002 Percent of Graduates with Debt: 58% RDECOM/Flickr College Park, Maryland 6-Year Grad Rate: 81.8% Average Net Price: $13,625 3-Year Credit Default Rate: 4.2% Average Debt of Graduates: $24,180 Percent of Graduates with Debt: 44% Richard T. Nowitz/Corbis Davis, California 6-Year Grad Rate: 81.7% Average Net Price: $14,072 3-Year Credit Default Rate: 4.1% Average Debt of Graduates: $18,386 Percent of Graduates with Debt: 52% Billy Hustace/Corbis Los Angeles, California 6-Year Grad Rate: 90% Average Net Price: $14474 3-Year Credit Default Rate: 3.1% Average Debt of Graduates: $18814 Percent of Graduates with Debt: 44% Renault Philippe/Hemis/Corbis Austin, Texas 6-Year Grad Rate: 80.9% Average Net Price: $14,629 3-Year Credit Default Rate: 5.5% Average Debt of Graduates: $25,227 Percent of Graduates with Debt: 49% Ronald Martinez/Getty Madison, Wisconsin 6-Year Grad Rate: 82% Average Net Price: $14,940 3-Year Credit Default Rate: 1.6% Average Debt of Graduates: $24,140 Percent of Graduates with Debt: 48% Jonathan Daniel/Getty Santa Barbara, California 6-Year Grad Rate: 79.8% Average Net Price: $14,890 3-Year Credit Default Rate: 4.3% Average Debt of Graduates: $18,627 Percent of Graduates with Debt: 49% Courtesy of UCSB Geneseo, New York 6-Year Grad Rate: 80.9% Average Net Price: $15,029 3-Year Credit Default Rate: 3% Average Debt of Graduates: $21,000 Percent of Graduates with Debt: 67% Keith Walters Berkeley, California 6-Year Grad Rate: 90.5% Average Net Price: $15,589 3-Year Credit Default Rate: 3. 8% Average Debt of Graduates: $17,116 Percent of Graduates with Debt: 42% Paul Sakuma/AP Champaign, Illinois 6-Year Grad Rate: 82.5% Average Net Price: $15,610 3-Year Credit Default Rate: 3.4% Average Debt of Graduates: $22,975 Percent of Graduates with Debt: 52% Joe Robbins/Getty